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Purposeful Pennies

Purposeful Pennies is Lutheran Federal Credit Union’s home for practical, encouraging financial education. Here you’ll find lessons and resources designed to help you build healthy money habits one step at a time. Whether you’re paying down debt, growing savings, or just trying to make smarter everyday decisions, we’re here to help you move forward with clarity and confidence.

Purposeful-Pennies-Blog

Purposeful Pennies is Lutheran Federal Credit Union’s home for practical, encouraging financial education. Here you’ll find lessons and resources designed to help you build healthy money habits one step at a time. Whether you’re paying down debt, growing savings, or just trying to make smarter everyday decisions, we’re here to help you move forward with clarity and confidence.

Latest Posts

Blog Post by It’s a Money Thing

It’s a Money Thing08.21.2026 4 Minute Read

Keep or Toss: How Long Should I Hang Onto My Financial Documents?

Every year, it’s nice to do a bit of “financial spring cleaning” and declutter your ...
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It’s a Money Thing08.07.2026 4 Minute Read

Know Your Checking Account

Are Checks Obsolete?
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It’s a Money Thing07.31.2026 3 Minute Read

5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Identity theft is nothing new, and yet it still manages to cost its victims billions of ...
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It’s a Money Thing07.03.2026 3 Minute Read

5 Ways to Lower the Cost of Tuition Before Considering Student Loans

If you’re considering financing your college education with the help of a student loan, ...
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It’s a Money Thing06.19.2026 6 Minute Read

Emergency Fund Bootcamp

Be Prepared, Because Life Happens
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It’s a Money Thing06.05.2026 4 Minute Read

Pay Yourself First: How to Automatically Start Saving More Money

Like going to the gym or eating a healthy diet, saving money is one of those concepts ...
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It’s a Money Thing05.15.2026 4 Minute Read

Finding the Loan That's Right For You

Loans help finance some of our biggest goals in life. They can provide access to ...
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It’s a Money Thing05.01.2026 3 Minute Read

Buying a Used Car Privately? Beware of Curbstoning

Auto dealers are expected to sell cars that meet certain consumer protection criteria. ...
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It’s a Money Thing04.17.2026 5 Minute Read

Living On Your Own and Bill Time

Living on your own for the first time can be empowering. It means having independence and ...
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