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Personal Checking Account

Everyday checking with member rewards

Your checking account should make life easier. At Lutheran Federal Credit Union, our accounts offer convenience, value, and rewards through our Relationship Rewards Program — helping you get more from your banking.

Checking-accounts

Your checking account should make life easier. At Lutheran Federal Credit Union, our accounts offer convenience, value, and rewards through our Relationship Rewards Program — helping you get more from your banking.

Freedom Checking


Just like its name, this account is for you to use as you wish with no requirements or cost to you! Free yourselves from restrictions and fees.

 

Open an account

Details

  • Earns 0.01% APY*.

  • No minimum balance required.

  • No monthly fee.

  • Free, unlimited in network ATM transactions nationwide.

  • Free Online Banking and Mobile Banking.

  • Free Bill Pay.

  • Free alerts.

  • Free Mastercard® Debit Card.

Rostered Church Worker Checking


This account is only available to our Ordained and Commissioned workers in active or emeritus status. It includes all the perks of our Freedom Checking Account, but with a few added bonuses!

 

Open an account

Details

  • Earns 0.05% APY*.
  • No minimum balance required.
  • No monthly fee.
  • Free, unlimited in network ATM transactions nationwide and we will waive all out of the network LutheranFCU ATM fees.
  • Free Online Banking and Mobile Banking.
  • Free Bill Pay.
  • Free alerts.
  • Free Mastercard® Debit Card.
  • We’ll pay for your first booklet of checks!**

Essential Growth Checking


Start your kids off on the right financial foot with an Essential Growth Checking Account!

 

Open an account

Details

  • Earns 0.05% APY*.
  • For ages 13-17 years old.
  • No minimum balance required.
  • No monthly fee.
  • Free, unlimited in network ATM transactions nationwide.
  • Free Online Banking and Mobile Banking.
  • Free Bill Pay.
  • Free alerts.
  • Free Mastercard® Debit Card.
  • Joint Owner required.

Disclaimer

*APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.

**Pertains to the initial RCW checking account