Skip to content
Close
ROUTING #081086742
NMLS #1301052
SEARCH

PHONE

LOGIN
CONTACT US
PHONE + 844-430-1563E-MAIL memberservices@lutheranfcu.org
LOGIN
CONTACT US

Rates and yields as of
01/01/2026

Auto Loans
Age of Vehicle
Term
Interest Rate
Up to 7 years old
up to 36 months
4.250
8-10 years old
up to 36 months
4.500
Up to 7 years old
up to 60 months
4.625
8-10 years old
up to 60 months
4.875
Up to 7 years old
72 months
5.000
Motorcycle
Interest Rate
Max Term (months)
Min Loan Amount
Max Loan Amount
Max Age
5.625
60
$5,000.00
$30,000.00
7
Checking
Freedom Checking
Rostered Church Worker Checking
Essential Growth Checking
APY
0.01%
0.05%
0.05%
Savings
Stewardship Savings
Savings Plus
APY
0.10
0.50 | $0.00 - $999
0.75 | $1,000--$4,999
1.25 | $5,000 +
Credit Card
Classic Credit Card
Genesis & Genesis Secured
Ministry Classic Credit Card
All Cards one rate
11.24
15.24
15.24
Organization Accounts
Stewardship Savings (Business)
Mission Savings
Fellowship Checking
LCMS District Checking
Savings
0.10%
$0.00 - $4,999.99 | 0.75%
$5,000 | +1.25%
over $100,000 | 1.50%
Checking
$5,000 +
0.01%
No minimum balance
2.50%
RCW Consolidation Loans
60 month
7.50%
72 month
7.75%
84 months
8.00%
RCW Education Loans
72 month
6.75%
96 month
7.25%
120 months
7.75%
Whatever Loans
up to 36 months
8.90%
up to 48 months
9.15%
up to 60 months
9.25%
Whatever Secured
24-48 months
2.00%
48-72 months
2.125%
Whatever LOC
LOC
8.90%
Certificates
APY
4 month
3.75%
6 month
3.50%
1 year
2.875%
2 year
2.875%

Disclaimer

**APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.