Relationship rewards
At Lutheran Federal Credit Union, we believe your financial partnership should grow with you. Our Relationship Rewards are designed to recognize and reward your deepening connection with LutheranFCU. As your relationship expands -- through added accounts, loans, deposits, and active engagement -- your benefits increase, too.
Members enjoy progressively greater advantages such as enhanced rates and exclusive offers. It’s our way of saying thank you for trusting us to be your faith-based financial home and for walking alongside us in the shared mission of wise stewardship and service to others.
At Lutheran Federal Credit Union, we believe your financial partnership should grow with you. Our Relationship Rewards are designed to recognize and reward your deepening connection with LutheranFCU. As your relationship expands -- through added accounts, loans, deposits, and active engagement -- your benefits increase, too.
Members enjoy progressively greater advantages such as enhanced rates and exclusive offers. It’s our way of saying thank you for trusting us to be your faith-based financial home and for walking alongside us in the shared mission of wise stewardship and service to others.
Steward Partner
Every member begins as a Steward Partner. This tier gives you full access to Lutheran Federal Credit Union’s core products, services, and digital banking tools. It is a simple, supportive way to start your financial relationship with us.
Membership perks
- Free membership with no hidden fees, no monthly account charges, and no minimum balance requirements.
- Easy access to your money through secure online banking and a free mobile app for iOS and Android, including mobile check deposit and online bill pay.
- Nationwide access to your accounts through more than 5,000 shared branch locations and 30,000+ surcharge-free ATMs across the country.
- Built-in tools to help you stay in control, including credit score monitoring, personalized insights, customizable account alerts, and real-time card controls with CardNav.
- Modern, secure digital banking designed to make everyday money management simple, convenient, and available whenever you need it.
Requirements
None
Growth Partner
Growth Partner status recognizes members who are actively building their financial journey with us. By deepening your relationship through everyday banking, you unlock enhanced rates and added value on loans and savings. It is our way of rewarding healthy financial habits.
Membership perks
- Rate reduction of 0.25% off best qualified rate on next non-mortgage loan.
- Additional 0.20% dividend rate on published certificate rate.
- Additional 0.25% dividend rate on published checking account rate.
Requirements
- Stewardship Savings Account.
- Checking Account.
- Direct Deposit(s) > $2,500.
- No NSFs in last 30 days.
Mission Partner
Mission Partner is our highest membership tier, designed for members who place their primary banking relationship with Lutheran Federal Credit Union. This level offers the strongest rate benefits and dividends, reflecting a deeper partnership and shared commitment to stewardship.
Membership perks
- Rate reduction of 0.50% off best qualified rate on next non-mortgage loan.
- Additional 0.40% dividend rate on published certificate rate.
- Additional 0.25% dividend rate on published checking account rate.
Requirements
- All Growth Partner requirements.
- Current Loan or Credit Card with $500+ monthly usage.
- No NSFs in last 30 days.
- No past due items.