--- title: Loans | Lutheran FCU description: From first cars to growing families and everything in between, our loans are designed to support real life moments. We combine responsible lending, personal guidance, and modern convenience so you can borrow with confidence and peace of mind. image: https://www.lutheranfcu.org/hubfs/2026-LFCU/Images/Auto-loans.jpg --- [Skip to content](https://www.lutheranfcu.org/loans#main-content) [ Close ](https://www.lutheranfcu.org/loans#) - [ABOUT US](https://www.lutheranfcu.org/about) - Organizational - [About LFCU](https://www.lutheranfcu.org/about/about-lfcu) - [Contact Us](https://www.lutheranfcu.org/about/contact-us) - [Employment Opportunities](https://www.lutheranfcu.org/about/employment-opportunities) - Membership - [Who we serve](https://www.lutheranfcu.org/about/who-we-serve) - [Relationship Rewards](https://www.lutheranfcu.org/about/relationship-rewards) - [Deposit Insurance](https://www.lutheranfcu.org/about/deposit-insurance) - Mobile - [Digital Wallet](https://www.lutheranfcu.org/about/digital-wallet) - [Mobile App Information](https://www.lutheranfcu.org/about/mobile-app-information) - [LOANS](https://www.lutheranfcu.org/loans) - Vehicle Loans - [Auto Loans](https://www.lutheranfcu.org/loans/vehicle-loans) - [Motorcycle Loans](https://www.lutheranfcu.org/loans/vehicle-loans) - [TrueCar](https://www.lutheranfcu.org/loans/vehicle-loans) - Home Loans - [Conventional Mortgage Loans](https://www.lutheranfcu.org/loans/conventional-mortgage-loans-lfcu) - [RCW Mortgage Loans](https://www.lutheranfcu.org/loans/rcw-mortgage-loans) - [Home Equity Loans](https://www.lutheranfcu.org/loans/home-equity-loans) - Rostered Church Workers (RCW) - [RCW Consolidation Loan](https://www.lutheranfcu.org/loans/rcw-debt-support-refinance-options) - [RCW Education Loan](https://www.lutheranfcu.org/loans/rcw-debt-support-refinance-options#tabs) - [RCW Mortgage Loans](https://www.lutheranfcu.org/loans/rcw-mortgage-loans) - Credit Cards - [LutheranFCU Credit Card](https://www.lutheranfcu.org/loans/credit-cards) - [Ministry Classic Credit Card - Business](https://www.lutheranfcu.org/loans/ministry-credit-card) - Other Loans - [Personal Loans](https://www.lutheranfcu.org/loans/personal-loans) - 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Information - [Current Promotions](https://www.lutheranfcu.org/resources/current-promotions) - [“How to” Videos](https://www.lutheranfcu.org/resources/how-to-videos) - [Wire Transfers](https://www.lutheranfcu.org/resources/wire-transfers) - [Protecting Your Accounts](https://www.lutheranfcu.org/resources/protecting-your-accounts) - Financial Wellness - [CreditScore & More](https://www.lutheranfcu.org/resources/credit-score-and-more) - [Purposeful Pennies Blog](https://www.lutheranfcu.org/purposefulpenniesblog) - [Financial Education](https://www.lutheranfcu.org/resources/financial-education) - Insurance - [AD&D](https://www.trustage.com/add-insurance) - [Auto](https://www.trustage.com/auto-insurance) - [Home (property) ](https://www.trustage.com/property-insurance) - [Life](https://www.trustage.com/life-insurance) - Documents - [Cost Recovery Schedule](https://www.lutheranfcu.org/hubfs/Cost-Recovery-Schedule.pdf) - [Forms](https://www.lutheranfcu.org/resources/forms) - [Funds Availability Schedule](https://www.lutheranfcu.org/hubfs/Funds-Availability-for-website_7.2020.pdf) - Tools - [True Car](https://lutheranfcu.truecar.com/) - [Wealth Management](https://www.polarisportfolios.com/lutheran-federal.html) ROUTING #081086742 NMLS #1301052 [ SEARCH ](https://www.lutheranfcu.org/loans#) LOGIN × [Can’t login?](https://lutheran.ns3web.org/Password/Forgot) --- [OPEN AN ACCOUNT](https://apps-lfcu.ns3web.com/NSJoin) [CONTACT US](https://www.lutheranfcu.org/about/contact-us?hsLang=en) [![Lutheran FCU](https://www.lutheranfcu.org/hubfs/2026-LFCU/Theme/LFCU%20SVG1.svg)![Lutheran FCU](https://www.lutheranfcu.org/hubfs/2026-LFCU/Theme/LFCU%20SVG1.svg)](https://www.lutheranfcu.org/?hsLang=en) - [ABOUT US](https://www.lutheranfcu.org/about) - Organizational - [About LFCU](https://www.lutheranfcu.org/about/about-lfcu) - [Contact Us](https://www.lutheranfcu.org/about/contact-us) - [Employment Opportunities](https://www.lutheranfcu.org/about/employment-opportunities) - Membership - [Who we serve](https://www.lutheranfcu.org/about/who-we-serve) - [Relationship Rewards](https://www.lutheranfcu.org/about/relationship-rewards) - [Deposit Insurance](https://www.lutheranfcu.org/about/deposit-insurance) - Mobile - [Digital Wallet](https://www.lutheranfcu.org/about/digital-wallet) - [Mobile App Information](https://www.lutheranfcu.org/about/mobile-app-information) - [LOANS](https://www.lutheranfcu.org/loans) - Vehicle Loans - [Auto Loans](https://www.lutheranfcu.org/loans/vehicle-loans#auto-loans) - [Motorcycle Loans](https://www.lutheranfcu.org/loans/vehicle-loans#motorcycle-loans) - [TrueCar](https://www.lutheranfcu.org/loans/vehicle-loans#truecar) - Home Loans - [Conventional Mortgage Loans](https://www.lutheranfcu.org/loans/conventional-mortgage-loans-lfcu) - [RCW Mortgage Loans](https://www.lutheranfcu.org/loans/rcw-mortgage-loans) - [Home Equity Loans](https://www.lutheranfcu.org/loans/home-equity-loans) - Rostered Church Workers (RCW) - [RCW Consolidation Loan](https://www.lutheranfcu.org/loans/rcw-debt-support-refinance-options) - [RCW Education Loan](https://www.lutheranfcu.org/loans/rcw-debt-support-refinance-options#tabs) - [RCW Mortgage Loans](https://www.lutheranfcu.org/loans/rcw-mortgage-loans) - Credit Cards - [LutheranFCU Credit Card](https://www.lutheranfcu.org/loans/credit-cards) - [Ministry Classic Credit Card - Business](https://www.lutheranfcu.org/loans/ministry-credit-card) - Other Loans - [Personal Loans](https://www.lutheranfcu.org/loans/personal-loans) - [Student Loans](http://www.salliemae.com/studentloans/lutheranfcu) - [ACCOUNTS](https://www.lutheranfcu.org/accounts) - Personal Savings - [Savings Accounts](https://www.lutheranfcu.org/accounts/personal-savings-accounts) - [Certificate Accounts](https://www.lutheranfcu.org/accounts/personal-certificate-savings-accounts) - Personal Checking - [Checking Accounts](https://www.lutheranfcu.org/accounts/personal-checking-accounts) - Organizations - [Congregation and Organization Savings Accounts](https://www.lutheranfcu.org/accounts/congregation-and-organization-savings-accounts) - [Congregation and Entity Checking Accounts](https://www.lutheranfcu.org/accounts/congregation-and-organization-checking-accounts) - [Ministry Classic Credit Card](https://www.lutheranfcu.org/loans/ministry-credit-card) - Shared Branching - [ATM Locator](https://www.lutheranfcu.org/accounts/atm-locator) - [Branch Locator](https://www.lutheranfcu.org/accounts/branch-locator) - [RESOURCES](https://www.lutheranfcu.org/resources) - Information - [Congregation Resources](https://www.lutheranfcu.org/congregation-resources) - [Current Promotions](https://www.lutheranfcu.org/resources/current-promotions) - [“How to” Videos](https://www.lutheranfcu.org/resources/how-to-videos) - [Wire Transfers](https://www.lutheranfcu.org/resources/wire-transfers) - [Protecting Your Accounts](https://www.lutheranfcu.org/resources/protecting-your-accounts) - Financial Wellness - [CreditScore & More](https://www.lutheranfcu.org/resources/credit-score-and-more) - [Purposeful Pennies Blog](https://www.lutheranfcu.org/purposefulpenniesblog) - [Financial Education](https://www.lutheranfcu.org/resources/financial-education) - Insurance - [AD&D](https://www.trustage.com/add-insurance) - [Auto](https://www.trustage.com/auto-insurance) - [Home (property) ](https://www.trustage.com/property-insurance) - [Life](https://www.trustage.com/life-insurance) - Documents - [Cost Recovery Schedule](https://www.lutheranfcu.org/hubfs/Cost-Recovery-Schedule.pdf) - [Forms](https://www.lutheranfcu.org/resources/forms) - [Funds Availability Schedule](https://www.lutheranfcu.org/hubfs/Funds-Availability-for-website_7.2020.pdf) - Tools - [True Car](https://lutheranfcu.truecar.com/) - [Wealth Management](https://www.polarisportfolios.com/lutheran-federal.html) LOGIN [Can’t login?](https://lutheran.ns3web.org/Password/Forgot) --- [OPEN AN ACCOUNT](https://apps-lfcu.ns3web.com/NSJoin) [CONTACT US](https://www.lutheranfcu.org/about/contact-us?hsLang=en) - [Home](https://www.lutheranfcu.org?hsLang=en) - [Loans](https://www.lutheranfcu.org/loans) Loans # Lending with purpose ## From first cars to growing families and everything in between, our loans are designed to support real life moments. We combine responsible lending, personal guidance, and modern convenience so you can borrow with confidence and peace of mind. ## Vehicle Loans [ ![Auto-loans](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Auto-loans.jpg?width=300&name=Auto-loans.jpg) Learn More Auto LoansLearn More ](https://www.lutheranfcu.org/loans/vehicle-loans?hsLang=en)[ ![Moto-loans](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Moto-loans.jpg?width=300&name=Moto-loans.jpg) Learn More Motorcycle LoansLearn More ](https://www.lutheranfcu.org/loans/vehicle-loans?hsLang=en)[ ![Truecar](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Truecar-loans.jpg?width=300&name=Truecar-loans.jpg) Learn More Truecar®Learn More ](https://www.lutheranfcu.org/loans/vehicle-loans?hsLang=en) ## Home Loans [ ![conventional mortgages](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/conventional-mortgages.jpg?width=300&name=conventional-mortgages.jpg) Learn More Conventional MortgagesLearn More ](https://www.lutheranfcu.org/loans/conventional-mortgage-loans-lfcu?hsLang=en)[ ![rcw mortgages](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/rcw-mortgages.jpg?width=300&name=rcw-mortgages.jpg) Learn More RCW Mortgage LoansLearn More ](https://www.lutheranfcu.org/loans/rcw-mortgage-loans?hsLang=en)[ ![home equity](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/home-equity.jpg?width=300&name=home-equity.jpg) Learn More Home Equity LoansLearn More ](https://www.lutheranfcu.org/loans/home-equity-loans?hsLang=en) ## RCW Loans [ ![RCW Consolidation Loan](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/RCW-consolidation-loan.jpg?width=300&name=RCW-consolidation-loan.jpg) Learn More RCW Consolidation LoanLearn More ](https://www.lutheranfcu.org/loans/rcw-debt-support-refinance-options?hsLang=en)[ ![Contact-us](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Contact-us.jpg?width=300&name=Contact-us.jpg) Learn More RCW Educational Loan Repayment ProgramLearn More ](https://www.lutheranfcu.org/loans/rcw-mortgage-loans?hsLang=en) ## Credit Cards [ ![Credit-Cards](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Credit-Cards.jpg?width=300&name=Credit-Cards.jpg) Learn More LutheranFCU Credit CardLearn More ](https://www.lutheranfcu.org/loans/credit-cards?hsLang=en)[ ![Ministry Classic Credit Card - Business](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Ministry%20Classic%20Credit%20Card%20-%20Business.jpg?width=300&name=Ministry%20Classic%20Credit%20Card%20-%20Business.jpg) Learn More Ministry Classic Credit Card - BusinessLearn More ](https://www.lutheranfcu.org/loans/ministry-credit-card?hsLang=en) ## Other Loans [ ![Personal-Loans](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Images/Personal-Loans.jpg?width=300&name=Personal-Loans.jpg) Learn More Personal LoanLearn More ](https://www.lutheranfcu.org/loans/personal-loans?hsLang=en) [![LFCU Logo](https://242599929.fs1.hubspotusercontent-na2.net/hub/242599929/hubfs/2026-LFCU/Theme/LFCU%20Horizontal%20Logo.png?width=206&name=LFCU%20Horizontal%20Logo.png)](https://www.lutheranfcu.org?hsLang=en) Routing #081086742 NMLS #1301052 **LFCU** - [Home](https://www.lutheranfcu.org/) - [About LFCU](https://www.lutheranfcu.org/about/about-lfcu) - [Loans](https://www.lutheranfcu.org/loans) - [Accounts](https://www.lutheranfcu.org/accounts) - [Resources](https://www.lutheranfcu.org/resources) - [Contact Us](https://www.lutheranfcu.org/about/contact-us) - [ATM Locator](https://www.lutheranfcu.org/accounts/atm-locator) - [Mobile App](https://www.lutheranfcu.org/accounts/branch-locator) - [Jobs](https://www.lutheranfcu.org/about/employment-opportunities) **Partners** - [Concordia Plans](https://www.concordiaplans.org/) - [Concordia Publishing House](https://www.cph.org/) - [LCMS Foundation](https://www.lcmsfoundation.org/) - [Lutheran Church Extension Fund](https://lcef.org/) - [Lutheran Church - Missouri Synod](https://www.lcms.org/) ##### **SUBSCRIBE TO OUR NEWSLETTER** Sign up to get financial education resources delivered to you. - All rights reserved - [Privacy Policy](https://www.lutheranfcu.org/privacy-policy) [![NCUA](https://242599929.fs1.hubspotusercontent-na2.net/hubfs/242599929/NCUA.svg)](https://ncua.gov/) We provide links to third party partners, independent from Lutheran FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Lutheran FCU. ```json { "@context" : "https://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "United States", "addressLocality" : "St. Louis", "addressRegion" : "Missouri", "postalCode" : "63127", "streetAddress" : "10733 Sunset Office Dr." }, "knowsLanguage" : "en", "logo" : { "@type" : "ImageObject", "url" : "https://242599929.fs1.hubspotusercontent-na2.net/hubfs/242599929/Untitled%20design%20(4)-1.png" }, "name" : "Lutheran Federal Credit Union", "url" : "https://www.lutheranfcu.org/loans" } ```