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Credit Card

Find the credit card that fits your financial goals

Whether you’re looking for competitive rates, no annual fees, or a way to build or rebuild your credit, LutheranFCU has credit card options designed for you. From our Classic card with valuable introductory offers to cards that help you establish or improve credit, we make it simple to find the right fit for your financial needs. Explore your options below and apply securely online.

Credit Cards

Whether you’re looking for competitive rates, no annual fees, or a way to build or rebuild your credit, LutheranFCU has credit card options designed for you. From our Classic card with valuable introductory offers to cards that help you establish or improve credit, we make it simple to find the right fit for your financial needs. Explore your options below and apply securely online.

Classic Card


Our Classic Credit Card is available to our members who have built a good credit history and to reward you for that hard work. We are also offering an introductory APR* special!

 

Apply Now

Details

  • Competitively low-variable APRs starting at 11.24%*.

  • Introductory Special: 0% APR* on purchases for six months.

  • Introductory Special: 2.99% APR* on balance transfers for six months.

  • No annual fee.

  • No balance transfer fees.

  • 24-hour online account access.

  • Tap to pay technology.

  • No increase in APR for Balance Transfers and Cash Advances.

Genesis Card


Our Genesis Credit Cards will satisfy your need for a convenient borrowing option and access to funds. These are available to our members looking to begin building, improving, or rebuilding credit. If you have no credit history or past credit problems!

 

Apply Now

Details

  • No annual fee.
  • 24-hour online account access.
  • Tap to pay technology.

Secured Genesis Card


Our Secured Genesis Card allows you to use your funds in one of our Savings Accounts as “collateral” to secure this Credit Card while your savings continue to earn interest!

 

Apply Now

Details

  • No annual fee.
  • 24-hour online account access.
  • Tap to pay technology.

Frequently asked questions about credit cards

How will I receive my LutheranFCU credit card statement each month?

On the last day of each month, an email notice will be sent to the primary borrower's email address letting you know your monthly credit card e-statement is ready to view or print.

To access your statement, log in to your online banking account from our website, select Online Services, and then choose E-Statements.
Do you accept credit cards or debit cards for loan payments?

No. We do not currently accept credit cards or debit cards for loan payments.

You may make payments through another financial institution's bill pay service, or you may authorize LutheranFCU to set up monthly payments by completing the Automated Credit Card Payment Authorization form.

Ready to apply?

Whether you’re building credit or taking advantage of competitive rates, getting started is quick and easy.
Apply today

Disclaimer

*APR=Annual Percentage Rate. Rate referenced is the lowest rate possible for qualified consumer/personal borrowers and is based on meeting specific underwriting criteria. This offer is for new LutheranFCU credit card holders only.

+View the LutheranFCU Mastercard benefits brochure.

See LutheranFCU’s Credit Card Disclosure.

To report a lost or stolen card call (888) 241-2510.

For calls outside USA, call (909) 941-1398.