Explore financial tools, tips and lessons that work.
Welcome to LutheranFCU Financial Education, a place built to help you grow in confidence and clarity with your money. We believe good financial habits matter, and we take seriously our responsibility to provide practical resources that help you manage what you have well. Explore short, animated lessons, plus articles and infographics, all designed to give you simple next steps you can use right away. It is another way we help you be good stewards of the gifts God has given you.
Welcome to LutheranFCU Financial Education, a place built to help you grow in confidence and clarity with your money. We believe good financial habits matter, and we take seriously our responsibility to provide practical resources that help you manage what you have well. Explore short, animated lessons, plus articles and infographics, all designed to give you simple next steps you can use right away. It is another way we help you be good stewards of the gifts God has given you.
It’s a Money Thing trailer
Check out the trailer for the It’s a Money Thing series of videos!
It’s a Money Thing topics
Topic 3: Breakdown of a Credit Score
Ever wonder what your credit score actually means—and why it can change the interest rate you pay by a lot? In this quick, fun lesson, Credit Squirrel breaks down the 300–850 score range and the five biggest factors that shape your number: payment history (35%), credit utilization (30%), length of credit history (15%), new credit (10%), and credit mix (10%).
Topic 4: Boost Your Credit Score
Want a better credit score without the confusion? Credit Squirrel is back with 7 smart (and simple) tips to help you build stronger credit — from paying on time and keeping balances low to using credit wisely and avoiding common mistakes. If your credit score could use a little love, this quick video is packed with practical advice you can start using right away. Watch now and let Credit Squirrel help you get your score in tip-top shape!
Topic 5: Let's Talk About Taxes.
Want to understand taxes better? Ever wondered why your paycheck is smaller than the amount you actually earned? In this short, lighthearted video, Jen learns how taxes, withholdings, and deductions turn gross pay into the net pay that ends up in your pocket. Watch to get a quick, easy explanation of where your money goes—and why it all actually makes sense.
Topic 9: Buying a Used Car
Buying a used car can be a smart way to save money, but only if you know what to look for. In this short video, Jen learns why research, test drives, vehicle history reports, and smart negotiating matter before making a purchase. Watch to learn how to shop with confidence and avoid costly surprises.
Topic 10: Loan Basics
Loans can feel confusing, but they do not have to wipe you out. In this video, Jen’s quiet “alone time” gets interrupted by a surfer who thinks it is “loan time,” and suddenly she is learning the basics of borrowing. From principal, interest rates, and loan terms to secured loans, co-signers, credit scores, and fixed vs. variable rates, this quick lesson breaks down what borrowers need to know before catching the next financial wave.
Topic 11: Pay Yourself First
Saving money can feel impossible when payday comes and goes before you’ve had a chance to set anything aside. In this lighthearted video, Jen learns from a surprisingly practical talking frog that the secret to building savings is simple: pay yourself first. Instead of waiting to see what’s left after bills and spending, set aside money for your goals as soon as you get paid. Even better, automate it so saving happens without having to think about it.