Serving the Lutheran Church-Missouri Synod Community
LutheranFCU. Good for You. Good for the Church.

Savings Accounts


Stewardship Savings

This account must be established in order to become a member of Lutheran Federal Credit Union and have access to all we have to offer!

  • $1 opening deposit is funded by Lutheran Federal Credit Union
  • No minimum balance required
  • Interest bearing (paid quarterly)
    • Average balance held in period    0.125%
  • Free Online Banking and Mobile Banking
  • Free alerts
  • No monthly fee

Yes, I would like to join Lutheran Federal Credit Union!

I am already a member and would like to open another account


Whatever Savings

Do you have a specific event like a vacation, wedding, or graduation coming up that you want to save money for? Have you been dreaming of that new furniture set or big screen TV and want to save up to make the purchase? This savings account is just what you need!

  • No minimum balance required
  • Interest bearing tier structures (paid quarterly)
    $0- $999 0.125%
    $1,000- $1,999 0.15%
    $2,000- $4,999 0.18%
    $5,000- $9,999 0.22%
    $10,000+ 0.27%
  • Free Online Banking and Mobile Banking
  • Free alerts
  • No monthly fee

Yes, I would like to join Lutheran Federal Credit Union!

I am already a member and would like to open another account


Shepherd Savings

This account is for those of you that have already begun long term savings of your dollars and would like to continue growing your savings balance, while having access to your funds at your fingertips.

  • Minimum balance of $2,500 required
  • Interest bearing tier structures (paid quarterly)
    $2,500-$24,999 0.25%
    $25,000- $99,999 0.30%
    $100,000+ 0.375%
  • Free Online Banking and Mobile Banking
  • Free alerts
  • No monthly fee

Yes, I would like to join Lutheran Federal Credit Union!

I am already a member and would like to open another account