Serving the Lutheran Church-Missouri Synod Community
LutheranFCU. Good for You. Good for the Church.
This checking account is a necessity for your congregation or business. It offers all the basics of a business checking account!

Business Accounts


Stewardship Savings Account (business)

This account must be established in order for your business to become a member of Lutheran Federal Credit Union and have access to all we have to offer!

  • $1 membership activation deposit is funded by LutheranFCU
  • Initial $250 opening deposit to start building our awesome partnership!
  • Interest bearing 0.125%
  • Free Online Home Banking and Mobile Banking
  • Free alerts
  • No minimum balance required
  • No monthly fee

Yes, we would like to join Lutheran Federal Credit Union! Sign us up!


Fellowship Checking

This checking account is a necessity for your LCMS congregation or LCMS entity. It offers all the basics of a business checking account, but is so much better because there is no cost to you!

  • Free, unlimited in network ATM transactions nationwide
  • Free Online Home Banking and Mobile Banking
  • Free Bill Pay
  • Free alerts
  • Free Mastercard® debit card
  • No minimum balance required
  • No monthly fee

Yes, we would like to join Lutheran Federal Credit Union! Sign us up!


Ministry Classic Credit Card

The Ministry Classic Credit Card is a simple and convenient card designed just for LCMS congregations, congregation-owned schools and LCMS districts.  This credit card can help keep your entity’s expenses on track and improve expense record-keeping while maintaining the buying power you need to operate.

  • No annual fee
  • No personal guarantee, meaning approval is based on the entity’s financials as opposed to anyone individual.
  • Manage security with CardNav app to control the use, amounts, merchants and more
  • Our product and service solutions solely benefit The LCMS!

*Remember this credit card is available for Members only. If your entity has not already become a member please complete the membership application and the Ministry Classic Credit Card application by clicking here. If your entity is already a member of Lutheran Federal Credit Union, please complete ONLY the Ministry Classic Credit Card Application section (pages 10-13).

*If you have your membership number click below to apply now for the Ministry Classic Credit Card.